RESPONSIBLE GAMBLING POLICY.
NovaWave Technology N.V.
Domain: www.fi.7k.bet
Effective Date: 29 January 2026
NovaWave Technology N.V., a private limited liability company (Naamloze Vennootschap – N.V.), duly incorporated under the laws of Curaçao, registered with the Curaçao Chamber of Commerce and Industry under registration number 162293, with its registered office at Schottegatweg Oost 10, Unit 1–9, Bon Bini Business Center, Curaçao (“NovaWave”, “Company”, “we”, “our” or “us”), hereby establishes this Responsible Gambling Policy, applicable to all activities, systems, controls and procedures related to the operation and governance of the domain www.fi.7k.bet, in connection with the Finnish regulatory environment and internationally accepted standards of player protection.
1. PURPOSE, OBJECTIVES AND REGULATORY PHILOSOPHY
This Responsible Gambling Policy has been formally adopted to define, document and operationalize NovaWave’s commitment to responsible gambling, consumer protection and harm prevention, ensuring that gambling-related activities are conducted in a lawful, ethical, transparent and socially responsible manner.
NovaWave expressly recognizes that gambling is an activity that carries inherent risks, including but not limited to compulsive behavior, financial loss, emotional distress and social harm. Accordingly, the Company adopts a preventive, risk-based and player-centric approach, designed to:
a) prevent underage gambling and unauthorized access;
b) ensure that players are able to make informed and conscious decisions;
c) provide effective tools that allow players to control time and money spent;
d) identify early indicators of harmful or problematic gambling behavior;
e) intervene proportionately and responsibly when risk indicators arise;
f) align operations with Finnish public policy objectives aimed at reducing gambling-related harm;
g) ensure accountability, traceability and auditability of all responsible gambling measures.
This Policy is intended to function not merely as a formal declaration, but as a living operational framework, continuously monitored, tested, improved and enforced across the organization.
2. FINNISH LEGAL FRAMEWORK AND TERRITORIAL COMPLIANCE
2.1 Exclusive-right system currently in force
At the date of entry into force of this Policy, gambling services in mainland Finland are governed by an exclusive-right (monopoly) system, under which Veikkaus Oy holds the exclusive legal right to provide gambling services. Under this framework, the provision and marketing of gambling services to persons located in Finland by non-authorized operators is prohibited.
NovaWave fully acknowledges this legal framework and therefore adopts strict territorial compliance measures, ensuring that:
a) the Company does not intentionally target, market or promote gambling services to persons physically located in Finland unless duly authorized;
b) marketing strategies, branding, affiliates and advertising practices are structured to avoid unlawful Finnish targeting;
c) technical controls are applied to reduce the risk of access from restricted territories;
d) compliance decisions are documented and reviewed by the compliance function.
2.2 Regulatory reform and future licensing regime
Finland is in the process of implementing a structural reform of its gambling legislation, transitioning from the monopoly model to a multi-license regulatory system, with licensing applications expected to open in 2026 and licensed operations commencing thereafter.
NovaWave commits that, should it seek authorization under the future Finnish licensing regime:
a) all mandatory responsible gambling obligations will be fully implemented prior to commencement of licensed operations;
b) this Policy will be reviewed and updated to reflect binding Finnish licensing conditions, including centralized self-exclusion, mandatory spending limits, enhanced identification mechanisms and reporting obligations;
c) additional technical integrations required by Finnish authorities will be implemented without delay.
Until such authorization is formally obtained, NovaWave will maintain a conservative compliance posture, prioritizing harm prevention and legal conformity.
3. SCOPE OF APPLICATION AND GOVERNANCE
This Policy applies to:
a) all gambling products, platforms and services operated by NovaWave under www.fi.7k.bet;
b) all NovaWave employees, directors, officers and agents;
c) all third parties acting on behalf of NovaWave, including affiliates, payment service providers, customer support vendors, verification service providers and technology partners;
d) all stages of the player lifecycle, from registration to account closure.
Responsibility for the implementation and oversight of this Policy rests with the Compliance and Risk Management Function, supported by senior management.
4. CORE PRINCIPLES OF RESPONSIBLE GAMBLING
NovaWave’s responsible gambling framework is based on the following foundational principles:
4.1 Protection of minors
Gambling is strictly prohibited for individuals under the age of 18 years. Preventing access by minors is a fundamental requirement of Finnish public policy and international best practice.
4.2 Transparency and informed choice
Players must be provided with clear, accurate and accessible information regarding gambling products, rules, probabilities, risks and player-protection mechanisms, enabling fully informed participation.
4.3 Player autonomy and empowerment
Players must retain control over their gambling activity through accessible tools that allow them to manage spending, time and participation.
4.4 Early detection of harmful behavior
NovaWave actively monitors gambling behavior to detect early signs of problematic or compulsive gambling.
4.5 Proportional and ethical intervention
When risks are identified, interventions must be proportionate, respectful and aimed at harm reduction rather than revenue maximization.
4.6 Accountability and evidence
All responsible gambling actions must be documented, traceable and available for audit and regulatory review.
5. AGE VERIFICATION AND IDENTITY CONTROLS
5.1 Minimum age requirement
Only individuals aged 18 years or older are permitted to register and participate in gambling activities.
5.2 Identity verification procedures
NovaWave applies robust Know Your Customer (KYC) and identity verification procedures designed to:
a) confirm age and identity;
b) prevent fraud, identity misuse and multiple account creation;
c) enforce self-exclusion and limit controls;
d) support responsible gambling monitoring and AML compliance.
Verification may occur at registration, prior to withdrawals, upon reaching defined thresholds, or when risk indicators arise.
5.3 Continuous monitoring
NovaWave may apply ongoing verification, behavioral analysis and device monitoring to ensure continued compliance and to detect attempts to circumvent controls.
6. PLAYER-CONTROLLED RESPONSIBLE GAMBLING MEASURES
6.1 Financial limits
Players are provided with tools to set daily, weekly and monthly deposit and spending limits. These limits are designed to reduce impulsive gambling and excessive expenditure.
Limit increases are subject to protective waiting periods, while reductions take effect immediately.
6.2 Time management and reality checks
NovaWave provides session monitoring tools, including reminders and notifications that inform players of time spent and gambling outcomes, promoting self-awareness.
6.3 Cooling-off periods
Players may voluntarily suspend their gambling activity for predefined periods. During cooling-off periods, access to gambling is blocked and marketing communications are restricted.
6.4 Self-exclusion
Players may self-exclude for extended periods. Where required by Finnish law, NovaWave will integrate and enforce centralized self-exclusion mechanisms.
7. OPERATOR-LED MONITORING AND INTERVENTION
NovaWave actively monitors gambling behavior to identify risk indicators such as escalating deposits, prolonged sessions, loss chasing and signs of distress.
When such indicators are detected, NovaWave may implement graduated interventions, including warnings, direct outreach, mandatory limits, account restrictions or suspension.
All interventions are documented and reviewed to ensure consistency and effectiveness.
8. MARKETING, ADVERTISING AND COMMUNICATION CONTROLS
NovaWave adopts strict controls to ensure that marketing activities:
a) do not target minors or vulnerable individuals;
b) do not misrepresent gambling outcomes;
c) do not encourage excessive or irresponsible gambling;
d) comply with Finnish restrictions on unauthorized gambling marketing;
e) respect player protection measures and exclusions.
9. CUSTOMER SUPPORT AND STAFF TRAINING
Customer support personnel receive mandatory training on responsible gambling principles, intervention techniques, Finnish legal constraints and confidentiality obligations.
Support staff are empowered to prioritize player protection over commercial considerations.
10. DATA PROTECTION AND CONFIDENTIALITY
Personal data processed for responsible gambling purposes is handled in accordance with applicable data protection laws and internal privacy policies, with strict access controls and security measures.
11. COMPLAINTS, RECORDKEEPING AND AUDITABILITY
NovaWave maintains procedures for receiving, investigating and resolving complaints related to responsible gambling, with full documentation retained for audit and regulatory review.
12. REVIEW, GOVERNANCE AND CONTINUOUS IMPROVEMENT
This Policy is reviewed at least annually, and whenever changes in Finnish law, regulatory expectations or operational risk require revision.
13. FINAL PROVISIONS
This Responsible Gambling Policy enters into force on 26 January 2026 and is binding on all NovaWave personnel and partners involved in the operation of www.fi.7k.bet.
GLOSSARY:
1. Responsible Gambling
A framework of policies, procedures and tools designed to prevent gambling-related harm and promote safe participation.
2. Player
Any individual who registers for or uses gambling services offered by NovaWave.
3. Minor
An individual under the age of 18 years.
4. KYC (Know Your Customer)
Procedures used to verify the identity and age of players.
5. Self-Exclusion
A voluntary measure by which a player blocks access to gambling services for a defined period.
6. Cooling-off Period
A temporary suspension of gambling activity initiated by the player.
7. Deposit Limit
A financial control that restricts the amount of money a player may deposit within a specified period.
8. Loss Chasing
A behavior pattern where a player continues or increases gambling activity in an attempt to recover losses.
9. Risk Indicator
A behavioral or transactional signal suggesting elevated risk of gambling-related harm.
10. Intervention
Any action taken by the operator to reduce gambling-related harm, including warnings, limits or account restrictions.
11. Centralized Self-Exclusion Register
A regulatory system that applies self-exclusion across multiple licensed operators.
12. Vulnerable Individual
A person who may be at increased risk of gambling-related harm due to behavioral, financial or personal factors.
13. Territorial Compliance
Measures applied to ensure gambling services are offered only in jurisdictions where legally permitted.
14. Auditability
The ability to demonstrate compliance through documented evidence and records.
15. Finnish Gambling Reform
The legislative process transitioning Finland from a monopoly gambling system to a licensed market.
